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Explore the John Hancock Investments IRA

Our IRA is easy to open and built to help keep you on track with your retirement saving and investing. Call us at 888-695-4472 to learn more.

Why consider rolling over to an IRA?

With an IRA, you can:

  • Select your own investments—you may even consider choosing options similar to those in your retirement plan
  • Keep your savings growing tax deferred
  • Create one place for all your eligible retirement savings
  • Invest in an account that isn’t tied to a job
  • Roll over your Roth 401(k) balance, but keep it separate from non-Roth IRA funds

Keep in mind:

  • A $1,000 minimum balance requirement may apply to a John Hancock Investments IRA
  • Loans aren’t allowed from IRAs
  • If you have an outstanding 401(k) loan, you must repay it before the rollover (or any distribution)—otherwise, taxes and penalties may apply
  • Performance is based on your investment selections
  • Be sure to consider your goals and situation to determine the option most suitable for you

What you need to know

If you’re considering an IRA, the John Hancock Investments IRA offers a range of benefits tailored to help meet your needs and retirement goals. Here are some key reasons why this option may be a good fit for you: 

Loyalty

No sales charges for existing customers to thank you for being a plan member.1

Ease

Get one-on-one help setting up your account—no headaches, no hassles, no paperwork. We’ll notify you when your new account is set up.

Choice

Build your personalized portfolio from more than 80 investment options.

Flexibility

Ability to combine balances from other retirement accounts and make new contributions to your savings.1

Access

Link your bank account for seamless retirement contributions or set up a systematic withdrawal plan.

How to move your money from your 401(k) to a John Hancock Investments IRA

By rolling over your money from a 401(k) to an IRA, you may be able to avoid potential tax penalties. We help make the payment directly to your new account, and, typically, no taxes are withheld from the transfer amount. We also waive all sales charges when you move your money to our IRA to thank you for being a Manulife John Hancock Retirement customer.2

Step 1

Call 888-695-4472 or schedule a call with a retirement consultant.

Step 2

We can answer your questions, review your options, and help set up your John Hancock Investments IRA. If you need assistance for loans or Roth savings, we can help. If applicable, we can also introduce you to your plan’s financial professional.

Step 3

You receive an email with instructions on how to complete your rollover. Then, sit back and relax while we set up your new account.

There are advantages and disadvantages to all rollover options. You are encouraged to review your options to determine if staying in a retirement plan, rolling over to an IRA, or another option is best for you.

Call us. We’re here to help! 

Talk to our team of retirement consultants at 888-695-4472, Monday through Friday, from 8:30 A.M. to 7:00 P.M. 

1 There are advantages and disadvantages to all rollover options. You are encouraged to review your options to determine if staying in a retirement plan, rolling over to an IRA, or another option is best for you. 2 Other account and investment-related fees are applicable.

Investing involves risks, including the potential loss of principal. These products carry many individual risks, including some that are unique to each fund.

Clients should carefully consider a fund's investment objectives, risks, charges, and expenses before investing. To request a prospectus or summary prospectus with this and other important information, visit jhinvestments.com.

Securities are offered through John Hancock Distributors LLC, member FINRA, SIPC. John Hancock Investment Management Distributors LLC is the principal underwriter and wholesale distribution broker-dealer for the John Hancock mutual funds, member FINRA, SIPC.

Before investing, consider your investment objectives and John Hancock Personal Financial Services, LLC’s (JHPFS’s) fees. JHPFS’s fees do not include the expenses of the underlying investments in your account.

John Hancock Personal Financial Services, LLC is an SEC registered investment adviser. John Hancock Personal Financial Services, LLC, 200 Berkeley Street, Boston, MA 02116.

John Hancock Retirement Plan Services LLC offers administrative and/or recordkeeping services to sponsors and administrators of retirement plans. John Hancock Trust Company LLC, a New Hampshire non-depository trust company, provides trust and custodial services to such plans, offers an Individual Retirement Accounts product, and maintains specific Collective Investment Trusts. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in NY), and John Hancock Life Insurance Company of New York, Valhalla, NY. Product features and availability may differ by state. Securities are offered through John Hancock Distributors LLC, member FINRA, SIPC.

John Hancock Investment Management Distributors LLC is the principal underwriter and wholesale distribution broker-dealer for the John Hancock mutual funds, member FINRA, SIPC.

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